Company -> Head Office-> Branch-> CSP-> Customer,All Module Included.
All Activities ( SB,DD,RD, FD, MIS, Loan) Management included as per Nidhi Rules.
All Report Available for Audit . CA can generate report accord to him for Audit.
Proper Accounting as per Nidhi Rules.
All interest calculation according to Accounting standards and financial years wise. There is no any problems in Audit.
Online Customer panel like Net banking with Mobile Apps.
CSP (customer service points) Management Module Included.
CRM ( Customer-relationship management ) Module Included.
HR (Human Resource Management) Module Included.
Multi Language SMS Sending like ( English, Hindi, Tamil, Telugu)
All Loan document can be print in multi language like (English, Hindi, Tamil, Telugu).
Same Software you can use when you became as NBFC means no need to change software.
All Services Charges ( like SMS , Minimum Balance, penalty , etc...) Management with GST Compliances.
All loan Management with Overdue, Penalty, Collection charge, Legal charge, ETC....
NACH Mandate Management , PDC Management, NEFT - RTGS - IMPS Management Module Included.
SB Account Balance inquiry from Missed Call System
SB,RD,Loan Account Balance inquiry With IVR System
SB,RD,Loan Account Balance inquiry With SMS (Long Code)
Mobile app for agent and customer
Welcome to Websoftex Nidhi Company Software the finest and customized software tool for managing your Nidhi Company of any type.
Websoftex Nidhi Company Software is a powerful Online web based and windows based GUI based application integrated with core banking system designed to take care of all aspects of your societies business with utmost care.
The highlight of this software is in its comprehensiveness and the simplicity with which it handles complex tasks with ease.
Multi-user Online web based with Multi Branch core Banking application
Extremely Functional and user friendly with user drivers operation
Attractive and well said reports format
Report export facility to various useful formats such as Ms Word. Ms excels. Customized and user defined reports
Ace reports can be viewed on the screen and can be printed on printer
Membership Management, Operational Accounts, Term Deposits
Loans and Advances, Standing Instructions, Cash Transaction
Day book and Trial Balance, General Ledger & Financial Statements
M.I.S, Initialization and configuration
System Administration, Enrollment Fee Report
Application Fee Report, Late Fee Report
State of the art technology has been used.
Modular design with proper integration to ensure trouble-free operations without undue complications.
Optimum security of operations which is very essential for financial transactions.
Comprehensiveness in coverage - a feature absolutely necessary to meet all requirements.
User-friendliness which ensures hassle free usage.
High flexibility with expandability and upgradability. The software can be used by all societies and can be easily upgraded/expanded to cover more activities whenever required.
Control over operations with in-built checks and balances, authorization procedures, etc.
Elimination of scope for tampering of data.
The system is designed to work for network environment to access the information & update the data by different users simultaneously.
The software is capable of handling huge volumes of transactions without any difficulty.
Pigmy Deposit Scheme is a monetary deposit scheme .Money can be deposited into an account on daily basis. The amount may be as small as Rupees five. It can be called a recurring deposit scheme, as the money is deposited almost daily. The unique characteristic of this scheme is that a bank agent collects the money daily, from the account holder's doorstep.
Recurring Deposit is a special kind of Term Deposit offered by banks in India which help people with regular incomes to deposit a fixed amount every month into their Recurring Deposit account and earn interest at the rate applicable to Fixed Deposits
A fixed deposit (FD) is a financial instrument provided by banks which provides investors with a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account.
Monthly Income Scheme (MIS) is an investment scheme of financial institution service. It promises the investor guaranteed returns per annum in the form of fixed monthly income.
Deposit Receipt printing.
Interest calculation and posting.
Closing before maturity (Pre Closure).
Closing on maturity.
Transfer of Term Deposit Interest to SB, RD.
Deposit Maturity Report.
A business loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest.
Personal Loan are advanced on the basis of the borrower's credit-history and ability to repay the loan from personal income. Repayment is usually through fixed amount installments over a fixed term. Also called consumer loan.
A secured loan, is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan.
A gold loan is a loan which is secured against gold ornaments. A borrower pledges their gold ornaments with the lender in exchange for funds. Therefore, it is a loan which is granted against a certain physical security of gold.
Vehicle Loan or an auto loan is basically a loan that you take out in order to purchase a vehicle. With an auto loan, you are not paying on the depreciation of the vehicle like you do with a lease. You are paying on the vehicle purchase price plus interest.
The small group loan is a business credit facility that is designed to finance groups of 5 to 10 entrepreneurs.
Creation Loan Parameters by user.
Borrower and Surety Details.
Interest calculation and posting as per the loan schemes.
Interest Provisions for annual financial year.
Transfer entries from SB, Shares and Dividend are possible.
Loan Charges posting.
Loan Ledger view.
Loan Schedule for Different Amount, ROI, Periods.
Loan Balance pass sheet.
Monthly Demand collection Balance report.
Define Standing Instruction.
Processing and posting.
Status of Standing Instruction.
Receipts and Payments.
Subsidiary day book.
Pass sheet printing.
Receipt and Payment account.
Profit and Loss account.
New Members enrolled.
New Shares issued.
List of Members and Associate Members.
Savings Bank Accounts opened.
Savings Bank Accounts closed.
Savings Bank Accounts list with details.
Account-wise interest paid on Savings Bank Deposits.
Term Deposits (FD,RD, Cash certificates) opened and closed.
Interest paid on Term Deposits.
Term Deposits due for maturity during any specified period.
RD Accounts with installment overdue.
Term Deposits renewed.
Loan Accounts opened.
Loan Accounts closed.
Interest collected on Loan Accounts.
Loan Installment overdue.
Income and Expenditure.
Indirect liability of a member.
Cost of funds.
Yield on advances.
Drill down facility.
Assets and liability of a member.
Day - Begin.
Back- up & restore.
Change of Password.
Deposit slab and parameter.