"Websoftex Web Based Online Money Lending Loan Management Software
Beyond Your Understanding"

Your Favorite Source of Money Lending Loan Management Software in Tiruchirappalli

Websoftex Software Solutions Pvt. Ltd. has developed Loan Management Software to manage loans of various types. It aims towards improving quality, agility, transparency and efficiency of various lending solutions. Automation process of these lending solutions enhances accuracy and speed of business. It enhances the customer experience of Financial Institutions, also automation cuts the cost of manual labour.

Key Features

This software is a complete solution to automate your Housing loan finance or pawn broking finance business.
In this software you can record full information regarding every Loan. Information includes Customer and Guarantors, as well as financial details, current status, Interest schedule, previous loan details, letters, loan transactions, and notes. Thus all information is easily accessible.
This software can produce Letters regarding overdue and auctioning of arrears, reminders etc.
Easily track your pledged item inventory and customer information in one place.
Comprehensive, flexible and user-friendly reports, in various formats export to excel and Pdf formats, Print to Graphic or Draft.
Simple and Multiple Interest Scheme types and payment options.
This Software produces multiple Receipts at the same time.

Key Business Benefits

Maximize accuracy, thus increase the profit for business and reduce losses.
Reduce Manual work, Increase your time to think creatively.
Improved profitability, productivity, efficiency and competitiveness.
Advanced search option makes easy to find key information fast.
Software helps to keep all customer information in one place.
Better and more improved customer service levels satisfaction.
Overall improvement in business reporting and management.
Integrated accounting management helps to avoid the audit submitting process.
Accuracy in interest calculation that keep away from man made errors.

Web & Mobile Based

User Friendly

Robust & secure

Cost Effective

Overview

Web Technology:

Microsoft Technology

Multiple state creation option:

Create multiple states with respective branches.

Can create multiple branch users:

Multiple branch users can be created and provide required rights to manage branch.

Can create multiple agents and customers:

‘Multiple’ number of agents can work. This is already tested with entries.

User Friendly Software:

Our software is very easy to use, preferred professional employees are not required to use our software.

Huge Data Security:

Important code is managed for high level encryption. Our Project works under secured architecture.

Verification Process:

Verification process we have provided third party login like CIBIL, CPA, Address.

Automatic process:

Automatically Interest Calculation happens for Loans.

Accounting process:

Transaction entry will automatically make effect on Accounting.

Websoftex Money Lending Loan Management Software Feature Highlight

Document management – changing required documents, upload, pendency list.

Customer Duplication check.

Admin can set the user rights depending upon the priority.

Branch user can create ‘N’ number of customers.

Agent can check his total collection report from agent panel.

Customer Panel provides the customer to upload the documents for further loan process and they can find the loan process and verification of uploaded document status from the customer panel.

Channel Partner Panel.

Address Verification login page where to verify customers address details like KYC Documents, and address provided by customer referred from the loan application form.

CIBIL Verification page to verify the CIBIL Related details and upload the verification report of the particular customer.

CPA Verification login page where to verify customers Banking details and Business Document.

Installment Frequency like (Daily/Weekly/bi- Weekly /Monthly/Quarterly/Yearly.

Loan process till disbursement cover the entire flow like Address verification, CIBIL verification, CPA verification , Adhar verification

Fraud check option like , Security validation to avoid duplicity of entry (ex. Pan No. of customer may be used for that purpose so that if any id open in another name in same Pan No. that can be traced. by system automatically.

MIS reports to check customers ledger report, list of letters, cp report, interest certificate etc.

Integrated to financial accounting.

Easy cash, Cheque and transfer payment collection.

Software can be used for creating multiple branches. common interface for all branches is available .reports are centralized for all branches.

In our software collector collection process is through mobile with online and offline Method with approve option in admin/branch panel.

Interest calculation process with flat, floating, and fixed type.

send quarterly or monthly report to RBI.

Bank reconciling /disbursement reconciling if payment is done through cheque.

Cibil (automatic process).

Web based ERP with Multi-Location Branch .

Insurance Tracking.

Pending Document Tracking (PDD).

Channel partner business is covered in all aspects. And separately maintaining accounting is not required. Hence fully fledged accounting system is implemented.

Separate customer id details for both applicant and co-applicant (just single customer id represents whole information of customer).

Aadhar card Automatic integration.

Generating Loan disbursement text file according to bank format.

Application form and agreement document print option according to loan application.

Multiple loan/ re loan can create for same customer.