"Websoftex Web Based Online Gold Loan Software
Beyond Your Understanding"

Your Favorite Source of Gold Loan Software in Ghaziabad


A Gold loan software is a specialized financial tool designed to streamline the process of managing gold-backed loans for banks, financial institutions, and lending companies. This software automates key aspects of the loan lifecycle,including customer onboarding, valuation of gold, loan disbursement, repayment tracking, and auction management. By integrating advanced technologies like AI and blockchain, gold loan software ensures accurate valuation and secure, transparent transactions. Features typically include loan-to-value (LTV) ratio calculations, compliance with regulatory standards, customer relationship management (CRM), and detailed reporting capabilities.

One of the main advantages of gold loan software is its ability to enhance operational efficiency and reduce errors. The software often includes mobile app support, allowing customers to easily manage their loans and payments. Additionally, it provides robust security measures to protect sensitive data and prevent fraud. By digitizing the entire loan process, financial institutions can offer quicker loan approvals and better customer service, ultimately leading to higher customer satisfaction and loyalty. The scalability of gold loan software also allows institutions to expand their services and adapt to changing market demands with ease.

Key Features

  • This software is a complete solution to automate your Gold loan finance or pawn broking finance business.
  • In this software you can record full information regarding every Loan.
  • Information includes Customer and Guarantors,as well as financial details, current status, Interest schedule, previous loan details, letters, loan transactions, and notes. Thus all information is easily accessible.
  • This software can produce Letters regarding overdue and auctioning of arrears, reminders etc.
  • Easily track your pledged item inventory and customer information in one place.
  • Comprehensive, flexible and user-friendly reports, in various formats export to excel and Pdf formats, Print to Graphic or Draft.
  • Simple and Multiple Interest Scheme types and payment options.
  • This Software produces multiple Receipts at the same time.

Key Business Benefits

  • Maximize accuracy, thus increase the profit for business and reduce losses.
  • Reduce Manual work, Increase your time to think creatively.
  • Improved profitability, productivity, efficiency and competitiveness.
  • Advanced search option makes easy to find key information fast.
  • Software helps to keep all customer information in one place.
  • Better and more improved customer service levels satisfaction.
  • Overall improvement in business reporting and management.
  • Integrated accounting management helps to avoid the audit submitting process.
  • Accuracy in interest calculation that keep away from man made errors.

web & mobile Based

Web & Mobile Based

user-friendly

User Friendly

robust & secured

Robust & secure

cost-effective

Cost Effective

  • Welcome to Websoftex Gold Loan Software the finest and customized software tool for managing your Gold Loan of any type.
  • Websoftex Gold Loan Software is a powerful online web based and windows based GUI based application integrated with core banking system designed to take care of all aspects of your Gold Loan business.
  • The highlight of this software is in its comprehensiveness and the simplicity with which it handles complex tasks with ease level.

Websoftex Gold Loan Software Feature Highlight

  • Attractive and well said reports format in details.
  • Report export facility to various useful formats such as Ms Word. Ms excels. Customized and user defined reports.
  • Modular design with proper integration to ensure trouble-free operations without undue complications.
  • The software is capable of handling huge volumes of transactions without any difficulty.
  • The Gold Loan Software is to handle all type of gold loan ex:- EMI TYPE,INTREST TYPE, AMOUNT WISE.

Member management

  • Member Profiles Queries (pigmy, pigmy withdraw, gold loan, laon).
  • Photos & signatures of members are stores in data base are Accessible whenever it required.
  • Closing of Membership.
  • Member Address lists.
  • Reports.

LOAN AND GOLD LOAN ADVANCES

Different Types Of Loan

  • Gold Loan
  • Business Loan
  • Personal Loan
  • Secured Loan
  • Vehicle Loan


Apply loan

  • Loan sanctioning.
  • Loan disbursement.
  • Creation Loan Parameters by user.
  • Borrower and Surety Details.
  • Interest calculation and posting as per the loan schemes.
  • Interest Provisions for annual financial year.
  • Transfer entries from SB, Shares and Dividend are possible.
  • Loan repayment
  • Loan Charges posting.
  • Loan closure.
  • Penalty Interest.
  • Loan Ledger view.
  • Loan Schedule for Different Amount, ROI, Periods.
  • Reports.
  • Loan Balance pass sheet.
  • Monthly Demand collection Balance report.
  • Overdue report.


GOLD LOAN

A gold loan is a loan which is secured against gold ornaments. A borrower pledges their gold ornaments with the lender in exchange for funds. Therefore, it is a loan which is granted against a certain physical security of gold. If Customer Want To Pay His/her Interest of Gold Loan with Principle, or He Can Select Emi Monthly wise.

  • Create New Loan
  • View Gold Loan Applications
  • Disbursement Pending Loans
  • Receive Interest Payment
  • Receive EMI Payment
  • Repayment Schedule
  • Loan Closure(Emi Type)
  • View Gold loan Details


Gold Loan Report

  • Loan Balances
  • Approved Gold Loans
  • Rejected Gold Loans
  • Disbursed Gold Loans
  • Closed Gold Loans
  • Total EMI Due report
  • Loan Payment Summary Report

Agent Panel Detail:

GOLD LOAN

Gold Loan Master

  • MANAGE GOLD RATE
  • ADD GOLD SCHEME
  • ADD GOLD SCHEME BY AMOUNT

Report

  • APPROVAL PENDING LOANS
  • REJECTED LOANS
  • GL Statement
  • Loan Balances
  • Approved Gold Loans
  • Disbursed Gold Loans
  • Closed Gold Loans
  • Total EMI Due report
  • GL Summary Report
  • Gold Loan Delete
  • Gold/Mortgage Loan Value Rpt.
  • GL Interest Report
  • Scheme Wise GL Report

BRANCH

GOLD LOAN

  • Create New Loan
  • View Gold Loan Applications
  • Disbursement Pending Loans
  • Receive Interest Payment
  • Receive EMI Payment
  • Repayment Schedule
  • Loan Closure(Emi Type)
  • View Goldloan Details

GOLDLOAN LEDGER REPORT

  • GL Ledger Report
  • Loan Balances
  • Approved Gold Loans
  • Rejected Gold Loans
  • Disbursed Gold Loans
  • Gold EMI Interest Report
  • Closed Gold Loans
  • Total EMI Due report
  • GL Payment Summary Report
  • GL Interest Report
  • Gold/Mortgage Loan Value Rpt.
  • Scheme Wise GL Report

CIBIL Verification Login :

CIBIL verification

  • Pending Applications Report
  • Verified Applications Report
  • View All Applications


Video demo:

Standard Support: M-F 10:00AM – 6:00PM In the customer’s time zone.
All-In-One Software for Remote Support and Online Meetings.

Ready to get started ?

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