Microsoft .Net 4.0 (Front End), MS SQL Server 2008 (Back End)
Create multiple states with respective branches.
Multiple branch users can be created and provide required rights to manage branch.
‘Multiple’ number of agents can work. This is already tested with entries.
Our software is very easy to use, preferred professional employees are not required to use our software.
Important code is managed for high level encryption. Our Project works under secured architecture.
Verification process we have provided third party login like CIBIL, CPA, Address.
Automatically Interest Calculation happens for Loans.
Transaction entry will automatically make effect on Accounting.
Document management – changing required documents, upload, pendency list.
Customer Duplication check.
Admin can set the user rights depending upon the priority.
Branch user can create ‘N’ number of customers.
Agent can check his total collection report from agent panel.
Customer Panel provides the customer to upload the documents for further loan process and they can find the loan process and verification of uploaded document status from the customer panel.
Channel Partner Panel.
Address Verification login page where to verify customers address details like KYC Documents, and address provided by customer referred from the loan application form.
CIBIL Verification page to verify the CIBIL Related details and upload the verification report of the particular customer.
CPA Verification login page where to verify customers Banking details and Business Document.
Installment Frequency like (Daily/Weekly/bi- Weekly /Monthly/Quarterly/Yearly.
Loan process till disbursement cover the entire flow like Address verification, CIBIL verification, CPA verification , Adhar verification
Fraud check option like , Security validation to avoid duplicity of entry (ex. Pan No. of customer may be used for that purpose so that if any id open in another name in same Pan No. that can be traced. by system automatically.
MIS reports to check customers ledger report, list of letters, cp report, interest certificate etc.
Integrated to financial accounting.
Easy cash, Cheque and transfer payment collection.
Software can be used for creating multiple branches. common interface for all branches is available .reports are centralized for all branches.
In our software collector collection process is through mobile with online and offline Method with approve option in admin/branch panel.
Interest calculation process with flat, floating, and fixed type.
send quarterly or monthly report to RBI.
Bank reconciling /disbursement reconciling if payment is done through cheque.
Cibil (automatic process).
Web based ERP with Multi-Location Branch .
Pending Document Tracking (PDD).
Channel partner business is covered in all aspects. And separately maintaining accounting is not required. Hence fully fledged accounting system is implemented.
Separate customer id details for both applicant and co-applicant (just single customer id represents whole information of customer).
Aadhar card Automatic integration.
Generating Loan disbursement text file according to bank format.
Application form and agreement document print option according to loan application.
Multiple loan/ re loan can create for same customer.